ThispolicyisextendedtocoverOverlandTransportationCargoinsuranceonthefollowingprovisions：

1.ScopeofCover

ThisinsurancecoversOverlandTransportationRisksorOverlandTransportationAllRisksasspecifiedinthepolicyaccordingtotheprovisionsandexclusionshereunder.

(1)OverlandTransportationRisks

Thisinsurancecoverslossofordamagetothesubject-matterinsuredcausedinthecourseoftransportationby

a.fireorexplosion

b.earthquake,lightning,hurricane,cycloneortyphoon

c.landslideorcollapseoftunnel

d.overturning,derailmentorcollisionoflandconveyance

e.grounding,stranding,sinkingorcollisionofcraftincasecraftisemployed.

(2)OverlandTransportationAllRisks

Thisinsurancecoversallrisksofphysicallossofordamagetothesubjectmatterinsuredcausedbyaccidentinthecourseoftransportation.

2.Exclusions

Thisinsurancedoesnotcover

(1)loss,damageorexpenseattributabletowilfulmisconductoftheAssured

(2)ordinaryleakage,ordinarylossinweightorvolume,orordinarywearandtearofthesubject-matterinsured

(3)loss,damageorexpensecausedbyinsufficiencyorunsuitabilityofpackingorpreparationofthesubject-matterinsured(‘packing’hereshallbedeemedtoincludestowageinacontainerorliftvanbutonlywhensuchstowageiscarriedoutpriortoattachmentofthisinsuranceorbytheAssuredortheirservants)

(4)loss,damageorexpensecausedbyinherentviceornatureofthesubject-matterinsured

(5)loss,damageorexpenseproximatelycausesbydelay,eventhoughthedelaybecausedbyariskinsuredagainst

(6)loss,damageorexpensearisingfrominsolvencyorfinancialdefaultoftheowners,managers,charterersoroperatorsofthecraftorlandconveyance

(7)deliberatedamagetoordeliberatedestructionofthesubject-matterinsuredoranypartthereofbythewrongfulactofanypersonorpersons(thisexclusionappliestoOverlandTransportationRisksonly)

(8)loss,damageorexpensearisingfrom

-unseaworthinessofcraftorlandconveyance

-unfitnessofcraft,landconveyance,containerorliftvan

wheretheassuredortheirservantsareprivytosuchunseaworthinessorunfitnessatthetimethesubject-matterinsuredisloadedtherein.

(9)loss,damageorexpensecausedbywar,civilwar,revolution,rebellion,insurrection,capture,seizure,arrest,restraint,detainmentorderelictweaponsofwar

(10)lossdamageorexpenseresultingfromstrikes,lock-outs,labourdisturbances,riotsorcivilcommotions

3.CommencementandTerminationofCover

Thisinsuranceattachesfromthetimethesubject-matterinsuredleavestheConsignor’swarehouseorplaceofstorageattheplaceofshipmentnamedinthepolicyforthecommencementofthetransportation,continuesduringtheordinarycourseoftransportationincludingincidentaltransitbycraftandterminateseither

(1)atthetimethesubject-matterinsuredarrivesattheConsignee’swarehouseatthedestinationnamedinthepolicy,or

(2)ontheexpiryof60daysfromthetimethesubject-matterinsuredleavestheConsignor’swarehouse,whichevershallfirstoccur.

4.DutyoftheInsured

ItisthedutyoftheInsuredtoattendtoallmattersasspecifiedhereunder：

(1)TheInsuredshalltakedeliveryoftheinsuredgoodsingoodtimeupontheirarrivalatportofdestinationnamedinthePolicy.Intheeventofanydamagetotheinsuredgoods,theInsuredshallimmediatelyapplyforsurveytotheSurveyand/orSettlingAgentstipulatedinthePolicy.Iftheinsuredgoodsarefoundshortinentirepackageorpackagesortoshowapparenttracesofdamage,theInsuredshallobtainfromthecarrier,baileeorotherrelevantauthoritiescertificateoflossordamageand/orshortdelivery.Shouldthecarrier,baileeortheotherrelevantauthoritiesberesponsibleforsuchshortageordamage,theInsuredshalllodgeaclaimagainsttheminwriting,and,ifnecessary,obtaintheirconfirmationofanextensionofthetimelimitofvalidityofsuchclaim.WheretheInsuredfailstoperformthedutiesasagreeduponabove,theInsurershallnotbeliableforanylossordamagearisingtherefrom.

(2)TheInsuredshalltakereasonablemeasuresimmediatelytopreventorminimizelossordamagetoinsuredgoodsexposedtoinsuredrisks.Otherwise,theInsurershallnotbeliablefortheenlargedlossordamagearisingtherefrom.

(3)ThefollowingdocumentsshouldaccompanyanyclaimhereundermadeagainsttheInsurer:

-OriginalPolicy,ConsignmentNote,Invoice,PackingList,WeightMemo,CertificateofLossorDamageand/orShortDelivery,SurveyReport,StatementofClaim;

-Ifanythirdpartyisinvolved,letters,cablesandfacsimilesrelativetopursuingofrecoveryfromsuchparty;

-Otheravailablecertificatesandmaterialsinconnectionwiththedeterminationofthenatureandcauseoftheinsuredeventanddegreeofdamagetoinsuredgoods.

IftheInsurercan’tverifythelossstatusasaresultoftheInsured’sfailuretodischargetheobligationtoprovidedocumentsasprescribedintheprecedingparagraph,theInsurershallnotbeliableforthelossordamagethatcannotbeverified.

(4)TheInsuredshallindemnifytheInsuredforthereasonableexpensesincurredbyhimforhavingimmediatelytakeneffectivemeasuresinminimizingandpreventingfurtherlossofthesubject-matterinsuredafterdamagewassustainedbuttheamountofsuchindemnityshallnotexceedsuminsured.

5.ClaimSettlement

Uponthereceiptoftheclaimandthecompletedclaimmaterialsfromtheinsured,theInsurershallassesstheclaimintime.Iftheclaimcannotbeassessedwithinthestatutoryperiodundercomplexcircumstances,thebothpartiesagreetoextendtheperiodbuttheextendedperiodshallnotexceed30days.Fortheclaimwhichfallswithintheinsurancecoverage,theInsurershalleffectpaymentwithin10daysafterreachinganagreementonpaymentofindemnitywiththeInsured.